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Types of Medicare Coverage

Understanding the ABCDs of Medicare

There are several different ways to get Medicare coverage:

  • Original Medicare, or Parts A and B, cover inpatient care (Part A) and outpatient services (Part B).
  • A Medicare Advantage plan, called Part C, is sponsored by a private company. Medicare Advantage plans sometimes offer additional services not covered under Original Medicare. Some Medicare Advantage plans also provide prescription drug coverage. You must have enrolled in Parts A and B to enroll in Part C.
  • Medicare prescription drug coverage is called Part D. Like Part C, Part D is provided by private companies.
  • Medigap plans are forms of supplemental insurance that pay for costs not covered by Original Medicare. If you have a Medicare Advantage plan, you cannot also have a Medigap plan.

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