Understanding the ABCDs of Medicare
There are several different ways to get Medicare coverage:
- Original Medicare, or Parts A and B, cover inpatient care (Part A) and outpatient services (Part B).
- A Medicare Advantage plan, called Part C, is sponsored by a private company. Medicare Advantage plans sometimes offer additional services not covered under Original Medicare. Some Medicare Advantage plans also provide prescription drug coverage. You must have enrolled in Parts A and B to enroll in Part C.
- Medicare prescription drug coverage is called Part D. Like Part C, Part D is provided by private companies.
- Medigap plans are forms of supplemental insurance that pay for costs not covered by Original Medicare. If you have a Medicare Advantage plan, you cannot also have a Medigap plan.
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