Original Medicare is health insurance managed by the federal government for Americans 65 and older, those younger than 65 with certain disabilities, and people of any age with End Stage Renal Disease (ESRD). You can also get Medicare Advantage plans, which are managed by health plans, rather than the government.
In most cases, you become eligible for Medicare when you turn 65, but there are a number of circumstances in which you may choose to delay signing up, or become eligible at different times. Once you enroll in Medicare, you will also be able to change your coverage at certain times of the year.
3. If you have limited income and resources, you may be able to get help paying for your prescription drugs and other healthcare needs.
BenefitsCheckUp helps you learn whether you are likely to be eligible for programs that could help you with your out-of-pocket expenses from Medicare. You will get a report created just for you that includes a list of the programs you may be eligible for, along with application forms and links to online applications.
When you enroll in Medicare, you will be able to choose between Original Medicare (Parts A, B, and D) and a Medicare Advantage Plan (MA). Medicare Advantage plans are often collectively referred to as Part C. MA plans are private health plans that contract with Medicare to provide Medicare benefits.
There are a number of places you can turn to for help in choosing Medicare coverage. Aon Hewitt Navigators is a Medicare insurance brokerage service recommended by NCOA because it meets rigorous Standards of Excellence established by NCOA. You may be eligible for personal one-on-one assistance in selecting and enrolling in health coverage. All of the services are provided at no cost to consumers. Learn about this partnership.
Ready to evaluate your options? The Medicare QuickCheck™ will start you on your way to personal advice from a trained advisor.