People With Medicare

Medicare Question of the Month

Each month, our expert showcases a Medicare question submitted by one of our readers. You may submit a question at any time and get a personal response.

November 2012 Question:

Question:
I heard it is Open Enrollment for Part D. What's the best way to review my plan options? And, where can I find the information I need?

Answer:
Yes, that is right! Now is Open Enrollment Period for Part D. You have from October 15 to December 7 to make changes in your current coverage or to enroll in a Part D drug plan (or a Medicare Advantage plan). Any changes you make during this time take effect January 1, 2013.

It is important that you review your current coverage and consider all your options during this time. This way, you have the best coverage at the most reasonable cost that meets your personal needs come January 1.

There are two reliable resources to help you review and compare your Part D prescription drug coverage for 2013:

• Medicare's online Plan Finder: This online tool is the most reliable for reviewing and comparing plans in your area. This website is secure, and once you find a plan that best meets your needs, you can enroll online. Use this set of instructions on how to use the plan finder to help you make the most of its features.
  
  
• Get Personal Help:If you ever have questions about your Medicare coverage or benefits, you can get help in your local area. This service is free to people with Medicare and their families. A trained counselor will review your Part D options, the times of the year you can enroll or make changes in coverage, and help you sort through the plans to find the one that best meets your needs.

You can also learn more about Part D and what to consider when reviewing plan options such as coverage, cost, and convenience.

And, if you cannot pay for your Part D prescription drugs, or if you need help with your drug copayments, you may be able to get Extra Help. Learn more about Extra Help.

If you are new to Medicare, you can also learn what you need to do and the decisions you will need to make so your Medicare works for you - Just for You.

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